As we enter the final quarter of 2024, it’s a great time to explore some often-overlooked tax planning strategies. September and October are ideal for this, giving you a few months to implement these strategies…
Read More
Mitigating the Impact of the “Widow Tax”
Financial planners often use the term Widow Tax to describe the situation where a surviving spouse inherits tax-deferred retirement accounts from a deceased partner, potentially leading to a substantial tax burden. This issue primarily arises…
Read More
August 2024 Newsletter | 8 Key Themes to End 2024
As we enter the final weeks of summer, we wanted to share a concise update on eight key themes we’re currently focusing on in the financial markets, along with the strategies we’re implementing as we…
Read More
Are Roth 401(k) Contributions Worth it?
Due to the SECURE Act 2.0 passed in 2023, more employers now allow employees to make Roth contributions to their retirement plans (401(k), 403(b), 457, SEP, SIMPLE, etc.). This change is driven by a new…
Read More
Maximize your retirement savings with Post-tax contributions
Employees in both the private and public sectors have various options for saving for retirement. The most common retirement plans are 401(k)s, 403(b)s, and 457 plans, but others like SEP-IRAs and SIMPLE plans are also…
Read More
March 2024 Newsletter | Implications of a TCJA Sunset
The Tax Cuts and Jobs Act enacted under the Trump administration in 2017 brought with it major changes in the way of tax and other regulatory implications. As of now, TCJA is set to sunset…
Read More