The recent surge in the S&P 500 index has undoubtedly caught the attention of investors worldwide, presenting an image of robust market performance. While the overall index may seem to indicate broad-based growth, a closer…
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Why Diversify When Money Market Funds Are Paying 5%?
With money market funds currently offering a substantial 5% yield and the increased level of volatility in the stock market, it’s natural to question the necessity of diversifying into other asset classes. We certainly recommend…
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February 2024 Newsletter – Financial Planning Services
As we march further into the new year, we wanted to provide a brief update on the quality services we are proud to offer. Every action we take is carefully calculated and considers an individual’s…
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Is your Estate Plan part of your New Year’s Resolutions? It should be!
By Eileen Ortega, CTFA It is a New Year and many of us approach each New Year with a clean slate. There are countless bandwagons to jump onto such as starting an exercise regimen, joining…
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Financial War Chest: What is it and why is it so valuable?
By Eileen Ortega, CTFA As I suspect most would agree, the past few years have felt like a roller coaster ride, from a pandemic to global and domestic crises of many kinds. Our discomfort from…
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How to Protect Yourself from Scammers, “Friends,” and Family Members
By Eileen Ortega, CTFA Of late, it feels like I am inundated with scam emails “urgently” telling me that I need to provide my updated credit card on an account, or that an account that…
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How Looking At History Can Help Our Financial Future
In ‘normal’ times, the best advice following a market decline is “Keep calm and carry on.” With all that is going on in the world right now, however, we might be thinking that this time…
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How Do We Prevent Our Emotions from Derailing Our Financial Security?
By Eileen Ortega, CTFA Two years ago, as the pandemic infiltrated our lives, it brought with it a certain level of panic, or fear of the unknown if you will. As a result of the…
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How Widows Can Set New Life Goals
By Eileen Ortega, CTFA Losing a spouse is devastating. Period. Sometimes there has been a long illness, which has given you time to brace yourself for the inevitable. But other times, it is completely unexpected….
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How Widows Can Understand Their Financial Plan Without Becoming an “Expert”
By Eileen Ortega, CTFA For most couples, each partner assumes certain “roles” in the relationship, whether it be the primary caregiver for the children, primary breadwinner, family “CFO,” or otherwise. These roles develop out of…
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